Why Bundle Auto and Home Insurance? Bundling your auto and home insurance policies with the same carrier isn’t just a matter of convenience-it’s one of the best ways to save on insurance. Insurance companies regularly offer a multi-policy discount-sometimes called a bundled or combo discount-that can cut your premium by as much as 25%. This…
Average Home Insurance Costs in Pennsylvania Understanding the average cost of home insurance in Pennsylvania is a crucial first step when you’re navigating your coverage options. For 2025, Pennsylvania homeowners insurance rates average around $1,350 per year for a policy with $300,000 in dwelling coverage, though rates can swing higher or lower depending on your…
How to Choose the Best Home Insurance Provider Selecting the best home insurance coverage for your property is a decision that requires careful consideration. Before comparing policies, it’s important to understand the fundamental coverage types and how specific features align with your needs. Focus on several core factors that influence overall value: coverage features, price,…
Why Get a Nationwide Home Insurance Quote? Choosing the right home insurance quote can make a huge difference in both your household’s protection and your wallet. A Nationwide home insurance quote is a great starting point for homeowners who want a balance of trustworthy claims service, customizable coverage types, and financial strength. Nationwide is known…
How to Get a Progressive Home Insurance Quote Getting a Progressive home insurance quote is a smooth, customer-friendly experience, whether you’re insuring your primary residence or a rental property. Progressive emphasizes easy online access, making it a standout choice for homeowners who value both convenience and savings. To start your journey, simply visit Progressive’s website…
What Is New Home Construction Insurance? New home construction insurance is a specialized type of coverage designed to protect residential properties while they’re under construction. Unlike standard homeowners insurance, which covers completed homes and their contents, construction policies-particularly builders’ risk insurance-provide protection for structures, materials, and labor costs from the moment ground is broken until…
Why Are Home Insurance Rates So High in Oklahoma? Oklahoma consistently ranks among the states with the highest homeowners insurance rates in the U.S., and there are good reasons why. The state sits at the heart of Tornado Alley, making severe weather a common occurrence. Tornadoes, thunderstorms, and hailstorms regularly cause extensive property damage, driving…
Why Home Improvement Contractors Need Insurance Every home improvement contractor faces a wide range of risks daily-from accidental property damage to bodily injury and cyber risks. Insurance is not just a prudent choice but often a clear legal requirement. General liability insurance for contractors, for example, is typically mandated by state law because it assures…
What Is Flood Cover and Why Isn’t It Included in Standard Home Insurance? Many homeowners mistakenly assume that their standard homeowners insurance policy protects them from flood damage. In reality, flood insurance is typically a separate policy, not included in standard home insurance. This distinction is crucial because floods caused by heavy rain, storm surges,…
What Is Rental Property Insurance (Landlord Insurance)? Rental property insurance, more commonly known as landlord insurance, is a specialized policy designed for property owners who rent out their homes, condos, apartments, or other dwellings. Unlike standard homeowners insurance, which covers personal residences, landlord insurance protects rental properties against risks unique to being a landlord-like tenant-caused…